More and more parents are taking their children on holiday during term-time, despite facing fines designed to curb the practice. With the UK now officially back in recession, many families are feeling the financial squeeze more than ever. While people are making cutbacks in a number of areas, the family holiday is a priority that [...]
Homebuyers become ‘prisoners in their own property’
Falling house prices are not the only reason rising numbers of homebuyers have become “prisoners in their own property” as banks’ and building societies’ reluctance to lend after the credit crunch prevent many moving home. Most mortgages marketed in recent years are described as portable – that is, the loan can be secured to a [...]
Stop punishing savers for their prudence: they need a tax-free helping hand
Savers suffer double taxation, because most savings capital is accumulated out of taxed income. Now, with savers’ returns near an historic low, it is high time the Government stopped adding insult to injury and offered them a tax-free helping hand instead. MPs on the Treasury select committee seemed to think so this week when they [...]
Homebuyers should ‘vote with their feet’ to beat stealthy mortgage rate hikes
Homebuyers should ‘vote with their feet’ to beat interest rate hikes being stealthily introduced by lenders, despite Bank of England base rate remaining frozen for 37 months. Even people who have been on the property ladder for many years and have modest debts outstanding can obtain substantial savings by remortgaging after recent increases in standard [...]
When will the euro split asunder? When Germans feel it in their pockets
Faced with execution today or execution tomorrow, most people would choose the latter option. Who knows what might happen in between – an amnesty might be declared, the executioner might die. Hope springs eternal. This way of thinking has come to instruct European attitudes to the euro. Everyone now accepts that the euro hasn’t worked [...]
Europe’s blithering idiots and their flim-flam treaty
What remarkable petulance and stupidity. The leaders of France and Germany have more or less bulldozed Britain out of the European Union for the sake of treaty that offers absolutely no solution to the crisis at hand, or indeed any future crisis. It is EU institutional chair shuffling at its worst, with venom for good [...]
Males Use Their Credit Card Effectively
Credit cards are seen as some evil plastic card that will ruin your finances. That is merely not accurate should you in fact know what you are undertaking. Right here are some easy steps to go about that: one.) It really is Not Cost-free Funds Individuals frequently get a bank card and appropriate in the [...]
Bob Chapman: The Financial Powers That Be Are In A Trap of Their Own Making 1/2
By Bob Chapman, May 11th, 2011.In legislation just proposed, and I don’t know by whom, nor do I have a number yet, the Dept of Labor has proposed a re-definition of who is a fiduciary, not under the Securities laws, but under ERISA, the law that governs tax advantaged retirement accounts, such as 401K and [...]
Scottish Trust Deed Are Enabling Scots To get Back On Track Along With Their Finances
Trust Deed Scotland Far more than ever, more and more Scottish residents are coming to terms with regards to their recent financial struggles which have already been debilitating the economy more than the past few years. Numerous have already been holding on, trying not to spend too much and preserve their spending budget to an [...]