Santander 123 credit card pays back 3% of train tickets cost

| September 26, 2012 | 0 Comments

By
Money Mail

18:54 EST, 25 September 2012


|

09:46 EST, 26 September 2012

Shoppers who sign up to a cashback credit card will be able to claw back some of the cost of soaring rail fares.

Rail fares are poised to leap 6 per cent next January, causing pain for millions of commuters.

But borrowers who pay for rail fares on Santander’s 123 credit card will be able to get 3 per cent of the cost of future tickets back.

Soaring fares: But borrowers who pay for rail tickets on Santander's cashback credit card will be able to get 3 per cent of the cost of future tickets back

Soaring fares: But borrowers who pay for rail tickets on Santander’s cashback credit card will be able to get 3 per cent of the cost of future tickets back

You can claim money back for train tickets bought at stations or online
with any rail company, as well as for season tickets and London
Underground tickets.

But there are loopholes. There is a
£300-a-month limit on which you can claim back money.

Travellers in Northern Ireland are barred from claiming money back for tickets booked online with NI Railways.

The Santander 123 card already
allows shoppers to claim 1 per cent cashback on spending in
supermarkets, and 3 per cent for spending in filling stations.
It has a £24 annual fee.

The bank also offers cashback on
mortgages. It pays 1 per cent cashback on direct debit mortgage payments
of up to £1,000 a month.

However, you must have a Santander 123 account and Santander mortgage to qualify.

Filed Under: finance news

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